{"id":46137,"date":"2026-02-18T12:40:53","date_gmt":"2026-02-18T11:40:53","guid":{"rendered":"https:\/\/finmarie.com\/?page_id=46137"},"modified":"2026-02-18T19:27:51","modified_gmt":"2026-02-18T18:27:51","slug":"finfit-financial-health-program-2","status":"publish","type":"page","link":"https:\/\/finmarie.com\/en\/finfit-financial-health-program-2\/","title":{"rendered":"FinFit: Financial Health Program"},"content":{"rendered":"\t\t
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\n\t\t\t\t\n\t\t\t\t\tFin:Fit<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The First Financial Health Program Tailored for Women.<\/h3><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Based on real-life coaching experience with > 4000 women since 2018.

<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Workplaces Across Industries Making Impact Through fin:marie So Far<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t\tFinancial health,<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t not wellness. <\/span>\n\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Since 2018.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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This financial competence initiative can literally have a life-changing effect on every woman participating in it, as well as their families, communities, and peer groups.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

If you have been wondering how to really make a difference:
HERE it is.<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\"Money is the #1 source of stress for employees.\"\t\t\t<\/p>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t- 2022 PwC Employee Financial Wellness Survey<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\"...and they have good reasons for it...\"\t\t\t<\/p>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t- Karolina Decker, fin:marie<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\u201cThat can\u2019t really be that dramatic, right?\u201d<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t<\/span>\n\t\t\t\t0<\/span>\n\t\t\t\t Mio.\u20ac Less<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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less cumulative lifetime earnings.
<\/b>
<\/i><\/p>

[for women due to pay and career gaps]<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t<\/span>\n\t\t\t\t0<\/span>\n\t\t\t\t% Less<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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less pension money women vs. men in Germany.<\/strong>
[! In the EU alone, these investment + pension gaps affect over 200 million women.]<\/p><\/div><\/div><\/div><\/div><\/div>

\u00a0<\/div>
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\n\t\t\t\t<\/span>\n\t\t\t\t0<\/span>\n\t\t\t\t Years<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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According to the World Economic Forum it will take 268 years to close the economic gender gap. <\/strong><\/p>

That is: If things don\u2019t change.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\tThis is NOT about \u2018wellbeing\u2019.
This is about financial <\/span>\n\t\t\t\t\n\t\t\t\t\tHEALTH.<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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That's why we support the entire financial journey of women:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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[Healing] \u2192 Stability \u2192 Growth \u2192 Legacy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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given these facts, it is safe to say:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Women can do with any help and support they can get.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t<\/span>\n\t\t\t\t0<\/span>\n\t\t\t\t%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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of all women say that they do not feel understood by financial advisors.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\tOnly <\/span>\n\t\t\t\t0<\/span>\n\t\t\t\t%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Only 11% of women invest their money.
<\/p><\/div><\/div><\/div><\/div><\/div>

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Fin:Fit can effectively help with relevant knowledge and helps to get into action sooner rather than later.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\t\tfin:marie Corporate Programs<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The workshop was very professionally prepared as well as performed and followed up. We can highly recommend the cooperation with fin:marie in the area of personnel development! <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t

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Anna Fromme-Sch\u00f6n<\/p>

Paypal<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t\t

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    \"\"<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<\/span>\n\t<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    on leadership positions
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    B2B workshops with top clients
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    participants<\/div>\t\t\t
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    fin:marie fin:fit<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    1 program to Solve 5 HR Serious Issues<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Helping women overcome this gap is not a luxury or a nice to have.
    If you want all their talent and contribution, help them get this topic out of the way <\/span>so they can dare to think and contribute big.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    1.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Increasing Absenteeism \/ Sinking Engagement <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Buffer against that with this life-changing program.<\/span> Once participants are more confident about their finances, they will happily give back to the company.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    2.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Have the Good Talent Stay<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    As they say, \u201cThe best leave first.\u201d Ensure this does not happen to your company.
    You can save enormous money by not having to replace the performers or pay headhunters and investing in lengthy onboarding.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    3.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Easy Future Recruitment<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    A strong employer brand attracts incredible talent that otherwise would be super hard (and\/or expensive) to get.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    4.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Great for Business Results<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Studies have shown: Financially empowered employees are more engaged, productive, and innovative \u2014 driving a
    stronger bottom line.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    5.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Achieve Your DEI Goals<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Not only by contributing to your female talent\u2019s career and lives but also by championing supplier diversity.
    Partner with a women-owned business based in Germany, renowned for its quality and reliability. <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    mental health<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    34%<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    of employees report that financial stress has significant negative effects on their mental health.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    ROI of good retention<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Replacing an employee costs 6\u20139 times her monthly salary.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    360.000-\n540.000 \u20ac<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    to replace a good junior employee.

    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    real contribution instead of presenteeism<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    42%<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    of employees who are financially stressed admit that they are distracted at work by personal financial problems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    151.100.000.000 \u20ac<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    151.1 billion \u20ac = potential costs of lack of engagement for the German economy (= companies like yours) due to productivity losses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    We were at the forefront of financial literacy before it became a buzzword. This gives our program special depth by understanding the participant\u2019s real-life needs. Based on this extensive experience, fin:marie Fin:Fit has been developed. <\/div>\n\t\t\t\n\t\t\t\t\t\t
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    Karolina Decker<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
    CEO fin:marie<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    We aim for a maximum before\/after effect. This is why\u00a0Fin:Fit is a cleverly interwoven combination of:<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \u2022 in person vs. online workshop<\/strong> \u2794 raise competence and decision making power<\/p>

    \u2022 tools and individual training \u2794<\/strong> make sure new knowledge is applied and makes a difference<\/p>

    \u2022 coaching and support groups \u2794<\/strong> like in a Gym, provide the supportive context that makes sure your participants stay on their game even through rough patches<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    \n\t\t\t\t\tThe First<\/span>\n\t\t\t\t\n\t\t\t\t\tTrue Financial Health Training Program <\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\tthat is nothing less than truly transformative.<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    At fin:marie, as a woman-owned business and mostly female team, we feel responsible for making sure that our training and tools enable a very noticeable, in some cases dramatically positive shift for our participants.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    We don\u2019t shy away from the reality of women\u2019s lives; rather, we embrace it and help women actively manage it.
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    Challenges such as becoming a mom, getting married, unfortunate divorces, sudden widowhood, or simply finding out too late that one should have budgeted better much earlier \u2014 we acknowledge and respect these.
    <\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    We do not have to discuss the negative financial effects of motherhood; we are there to tackle and smooth them out.<\/p>

    \u00a0<\/p>

    We know how all of this, including nicely boring normality, can be handled in a financially healthy way. We also know and acknowledge how emotionally challenging it is to feel financially unsafe or even at risk. We help resolve this \u2013 and, at best, avoid going there.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    We acknowledge that sometimes, the first step is to heal, then to strengthen.
    <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    We are aware that healing is often the first step.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    That is why our approach is holistic, hybrid and human.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \"\"<\/figure>

    Competence<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    \"\"<\/figure>

    Human<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    \"\"<\/figure>

    FinTech Tools<\/h4><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    So sorry, not sorry - I might be the princess of my own life but there is no need to be saved by a \"Prince Charming\", anymore.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    A participant of our program.
    <\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    fin:marie Fin:Fit is a hybrid program (online\/in person, tech supported) that is very flexible for the participants. It is long and intense enough to create a true shift in competence and behaviour.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Info<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow long is the program? <\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t
    • It is 6 months from start to wrap-up<\/li>
    • It starts with in person kick-offs.<\/li>
    • Continues in a hybrid mode (online, self-paced)<\/li>
    • It is wrapped up with a report to make sure you can report your goals, also.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tTopics on the Agenda<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t
      • (typical elements, can be adapted)<\/li>
      • Overall Intro<\/li>
      • Budgeting<\/li>
      • Saving<\/li>
      • Investing<\/li>
      • Debt Management<\/li>
      • Financial Health<\/li>
      • Mindset<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t
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        \n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tProgram Itinerary<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t
        1. Kick-off event (1 day)<\/li>
        2. Core workshops (4 sessions, 3 hours each)<\/li>
        3. Deep dive sessions (2 sessions, 4 hours each)<\/li>
        4. Individual coaching sessions<\/li>
        5. Ongoing access to cutting-edge online fintech tools<\/li>
        6. Closing event and presentation of results (1 day)<\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t