{"id":25473,"date":"2019-06-28T00:00:00","date_gmt":"2019-06-27T23:00:00","guid":{"rendered":"https:\/\/finmarie.com\/what-is-a-robo-advisor\/"},"modified":"2022-10-04T10:34:36","modified_gmt":"2022-10-04T09:34:36","slug":"what-is-a-robo-advisor","status":"publish","type":"post","link":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/","title":{"rendered":"What Is A Robo-Advisor?"},"content":{"rendered":"

The term “robo-advisor” has gained buzzword momentum among financial consulters and investment experts, lately. So, it\u2019s pretty safe to say that assumingly you\u2019ve probably heard about robo-advisors, too. But maybe you\u2019re one of the many people, who don\u2019t quite know what to make of this: What is a robo-advisor, anyway?<\/strong> What does it do? How does it work? We\u2019ll look into that right here.<\/p>\n

The Definition Of A Robo-Advisor<\/h2>\n

The idea and concept of a robo-advisor arose during the latest developments in the financial technology sector. The name is a blend of the term robot and advisors, which results in robo-adviser. And this pretty much already contains the robo-adviser explanation<\/strong>: it acts \u2014 as robots are supposed to do \u2014 completely unemotional. Instead, it conforms to a given logarithm which allows for it to recommend certain types of investment. Basically, robo-advisers have digitalized and automized the tasks of financial consulters and asset managers.<\/p>\n

How Robo-Advisors Work<\/h2>\n

A robo-adivsor\u2019s logarithm is fed with historical data and mathematic formulas alike. From these empirically established figured and probability calculations, the automized consultant can compile profound investment and asset recommendations. But these information provide only the basic data. In order for them to propose individual investment types, further details are required.<\/p>\n

So, with all his knowledge ready, a robo-advisor will ask you further questions: on your risk tolerance, income, solvency, and on your savings target, investment horizon, desired savings rate or one-off investment. It\u2019s only with these data that a robo-adviser is able to allot your risk profile to various portfolios and fitting investment types.<\/p>\n

A robo-advisor pretty much does, what any human consultant does, too. And it uses the same information resources that a human asset manager would rely on. Depending on how much, for how long, and how risky you\u2019re willing to save and invest your money, a robo-advisor usually proposes you two different types of investments:<\/p>\n

    \n
  1. It either recommends you invest in low-risk exchange traded funds (ETFs), which it automatically rebalances from time to time without you having to interfere or tell it to. This means, you won\u2019t even have to follow the development of markets and indexes, if you don\u2019t want to. This type of investment is considered a defined portfolio.<\/span><\/li>\n
  2. Or it recommends a so-called dynamic asset allocation. In this case, the robo-advisor constantly adjusts your portfolio to the changes of the market developments.<\/span><\/li>\n<\/ol>\n

     <\/p>\n

    No matter, which type of investment your robo-advisor recommends: It will at any moment make sure that your portfolio will be adjusted and re-balanced according to your personal risk tolerance. So, basically, the answer to the question \u201ewhat is a robo-advisor?\u201c would be: an automized, digitalized combination of an investment consultant and an asset manager. We have provided more detailed info on how robo-advisors work in our glossary<\/a>.<\/p>\n

    Why Are Robo-Advisors Good For Women Investors?<\/h2>\n

    Or are they? Yes, they are. Because robo-advisers act in a completely unemotional and mere mathematical manner. They do not promise unrealistically high yields at minimum risk, but rather provide neutral, objective information on what can and what can\u2019t possibly and realistically be achieved within your personal risk profile range.<\/p>\n

    You cannot fall for a robo-advisor. Because that\u2019s not how robo-advisors work: they cannot lie. Due to it\u2019s coding and programming, a robo-adviser explanation and recommendation cannot sugarcoat: it is a trustworthy, honest financial consultant. And that\u2019s what makes a robo-adviser good<\/strong>.<\/p>\n

    It also saves you from making emotional decisions: it\u2019s one thing to fall for false promises on high returns. But it\u2019s by far not the only emotional trap that can danger your investments. Especially, if you choose to manage your investments yourself, volatility and market fluctuation can pose huge challenges. All the more, if you\u2019re new to the world of stock markets, funds, and asset allocation. This insecurity might lead to you making rash decisions \u2014 say, selling stocks and shares too fast when markets are briefly down. A robo-adviser can prevent you from making such emotional mistakes out of sorrow, fear or lack of knowledge. That\u2019s what makes a robo-advisor safe<\/strong>.<\/p>\n

    And there\u2019s yet another advantage for you in working with a robo-advisor: they are a lot cheaper than a fund manager or an asset manager. The robo-advisor fees usually already contain the costs for deposit maintenance and re-balancing services. That\u2019s how they keep your expenses at a minimum. Way to profit, don\u2019t you think?<\/p>\n

    And eventually, a robo-advisor allows for you to invest at really low rates. This way, asset allocation is made available to women, too, who often earn less or come from a low-income background.<\/p>\n

    To Your Advantage: FinMarie Uses A Robo-Advisor<\/h2>\n

    Now that you have gained a little more knowledge about robo-advisors, and hopefully found the reassuring answer to the question “what is a robo-advisor” along with some more tranquility on whether or not robo-advisers are safe, and\u00a0how robo-advisors work<\/strong>\u00a0\u2014 as long as you provide legit and true responses \u2014, make sure to benefit from working with FinMarie:<\/p>\n

    There\u2019s no way to imagine modern asset allocation without robo-advisors anymore. FinMarie has identified the signs of the times. So we\u2019ve created a kind of a hybrid model by combining classic, human expertise with the advantages of a digital finances platform. This allows us to re-invent digital asset management.<\/p>\n

    You can let our platform create an overview of your entire fortune, while contemporarily, our asset experts will guide and accompany you as personal financial coaches. A first assessment with us is completely free of charge. Book an assessment now:<\/p>\n

    [maxbutton id=”2″ text=”Book Free Assessment” ]<\/p>\n

    We aim at making investments
    \n\u2714\u00a0understandable,
    \n\u2714\u00a0profitable, and
    \n\u2714\u00a0safe,<\/p>\n

    providing an all-online service at a fair and transparent cost-benefit ratio. In order to grant this comfort and security, FinMarie decided to collaborate with one of Germany\u2019s largest robo-advisors. Since October 2018, we\u2019re working with growney, a robo-advisory service that provides our investors an easily and transparently comprehensible access to their individual asset allocation.<\/p>\n

    growney detects the individual risk profiles of our customers and, based on the respective data, proposes a fitting portfolio. Usually, our FinMarie portfolios consist of a mix of ETFs and actively managed funds. Having concluded an investment with FinMarie<\/a>, robo-advisor growney supervises and manages said portfolio. This means, the robo-adviser continuingly substitutes shares that do not develop according to your expectancies with more suitable values.<\/p>\n

    All this happens in complete automation, so that our customers do not have to act or interfere at any time.<\/p>\n

    If you wish to find out more on robo-advisors, investment, and financial products, just follow our blog and FinMarie will send you each and every new article and post via e-mail:<\/p>\n

    <\/div>\n <\/p>\n","protected":false},"excerpt":{"rendered":"

    The term “robo-advisor” has gained buzzword momentum among financial consulters and investment experts, lately. So, it\u2019s pretty safe to say that assumingly you\u2019ve probably heard about robo-advisors, too. But maybe you\u2019re one of the many people, who don\u2019t quite know what to make of this: What is a robo-advisor, anyway? What does it do? How […]<\/p>\n","protected":false},"author":16,"featured_media":32063,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[183],"tags":[],"class_list":["post-25473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sustainable-investment"],"yoast_head":"\nDefinition: What Is A Robo-Advisor?<\/title>\n<meta name=\"description\" content=\"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany's largest?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Definition: What Is A Robo-Advisor?\" \/>\n<meta property=\"og:description\" content=\"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany's largest?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/\" \/>\n<meta property=\"og:site_name\" content=\"finmarie\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/category\/Product-service\/FinMarie-217075268860694\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-27T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-04T09:34:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2426\" \/>\n\t<meta property=\"og:image:height\" content=\"1728\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Karolina Decker\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karolina Decker\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/\"},\"author\":{\"name\":\"Karolina Decker\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#\\\/schema\\\/person\\\/e8d2ecbb29f99b32f1c5758832104ae0\"},\"headline\":\"What Is A Robo-Advisor?\",\"datePublished\":\"2019-06-27T23:00:00+00:00\",\"dateModified\":\"2022-10-04T09:34:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/\"},\"wordCount\":1129,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/carlos-muza-hpjSkU2UYSU-unsplash.jpg\",\"articleSection\":[\"Sustainable Investment\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/\",\"url\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/\",\"name\":\"Definition: What Is A Robo-Advisor?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/carlos-muza-hpjSkU2UYSU-unsplash.jpg\",\"datePublished\":\"2019-06-27T23:00:00+00:00\",\"dateModified\":\"2022-10-04T09:34:36+00:00\",\"description\":\"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany\\\\'s largest?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#primaryimage\",\"url\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/carlos-muza-hpjSkU2UYSU-unsplash.jpg\",\"contentUrl\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/carlos-muza-hpjSkU2UYSU-unsplash.jpg\",\"width\":2426,\"height\":1728},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/what-is-a-robo-advisor\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/finmarie.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Is A Robo-Advisor?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/finmarie.com\\\/en\\\/\",\"name\":\"finmarie\",\"description\":\"Verm\u00f6gensaufbau f\u00fcr Frauen\",\"publisher\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/finmarie.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#organization\",\"name\":\"FinMarie GmbH\",\"url\":\"https:\\\/\\\/finmarie.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/cropped-finmarie_Submark_Logo_sw_.jpg\",\"contentUrl\":\"https:\\\/\\\/finmarie.com\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/cropped-finmarie_Submark_Logo_sw_.jpg\",\"width\":512,\"height\":512,\"caption\":\"FinMarie GmbH\"},\"image\":{\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pages\\\/category\\\/Product-service\\\/FinMarie-217075268860694\\\/\",\"https:\\\/\\\/www.instagram.com\\\/finmarie_com\\\/?hl=it\",\"https:\\\/\\\/de.linkedin.com\\\/company\\\/finmarie\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/finmarie.com\\\/en\\\/#\\\/schema\\\/person\\\/e8d2ecbb29f99b32f1c5758832104ae0\",\"name\":\"Karolina Decker\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g\",\"caption\":\"Karolina Decker\"},\"description\":\"CO-Founder & CEO at finmarie Before founding finmarie, Karolina worked for more than 10 years in international banks and she realized that women have a different approach to their finances, ask different questions, and have different needs and goals. Her mission is to provide financial education for women and self-determination in planning their financial futures\",\"url\":\"https:\\\/\\\/finmarie.com\\\/en\\\/author\\\/karolina-decker\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Definition: What Is A Robo-Advisor?","description":"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany's largest?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/","og_locale":"en_US","og_type":"article","og_title":"Definition: What Is A Robo-Advisor?","og_description":"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany's largest?","og_url":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/","og_site_name":"finmarie","article_publisher":"https:\/\/www.facebook.com\/pages\/category\/Product-service\/FinMarie-217075268860694\/","article_published_time":"2019-06-27T23:00:00+00:00","article_modified_time":"2022-10-04T09:34:36+00:00","og_image":[{"width":2426,"height":1728,"url":"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg","type":"image\/jpeg"}],"author":"Karolina Decker","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Karolina Decker","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#article","isPartOf":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/"},"author":{"name":"Karolina Decker","@id":"https:\/\/finmarie.com\/en\/#\/schema\/person\/e8d2ecbb29f99b32f1c5758832104ae0"},"headline":"What Is A Robo-Advisor?","datePublished":"2019-06-27T23:00:00+00:00","dateModified":"2022-10-04T09:34:36+00:00","mainEntityOfPage":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/"},"wordCount":1129,"commentCount":0,"publisher":{"@id":"https:\/\/finmarie.com\/en\/#organization"},"image":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#primaryimage"},"thumbnailUrl":"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg","articleSection":["Sustainable Investment"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/","url":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/","name":"Definition: What Is A Robo-Advisor?","isPartOf":{"@id":"https:\/\/finmarie.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#primaryimage"},"image":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#primaryimage"},"thumbnailUrl":"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg","datePublished":"2019-06-27T23:00:00+00:00","dateModified":"2022-10-04T09:34:36+00:00","description":"Find answers to your most urgent questions on robo-advisors: What are they? How do they work? Are they safe? And why does FinMarie work with Germany\\'s largest?","breadcrumb":{"@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#primaryimage","url":"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg","contentUrl":"https:\/\/finmarie.com\/wp-content\/uploads\/2019\/03\/carlos-muza-hpjSkU2UYSU-unsplash.jpg","width":2426,"height":1728},{"@type":"BreadcrumbList","@id":"https:\/\/finmarie.com\/en\/what-is-a-robo-advisor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/finmarie.com\/en\/"},{"@type":"ListItem","position":2,"name":"What Is A Robo-Advisor?"}]},{"@type":"WebSite","@id":"https:\/\/finmarie.com\/en\/#website","url":"https:\/\/finmarie.com\/en\/","name":"finmarie","description":"Verm\u00f6gensaufbau f\u00fcr Frauen","publisher":{"@id":"https:\/\/finmarie.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/finmarie.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/finmarie.com\/en\/#organization","name":"FinMarie GmbH","url":"https:\/\/finmarie.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/finmarie.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/finmarie.com\/wp-content\/uploads\/2021\/12\/cropped-finmarie_Submark_Logo_sw_.jpg","contentUrl":"https:\/\/finmarie.com\/wp-content\/uploads\/2021\/12\/cropped-finmarie_Submark_Logo_sw_.jpg","width":512,"height":512,"caption":"FinMarie GmbH"},"image":{"@id":"https:\/\/finmarie.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/category\/Product-service\/FinMarie-217075268860694\/","https:\/\/www.instagram.com\/finmarie_com\/?hl=it","https:\/\/de.linkedin.com\/company\/finmarie"]},{"@type":"Person","@id":"https:\/\/finmarie.com\/en\/#\/schema\/person\/e8d2ecbb29f99b32f1c5758832104ae0","name":"Karolina Decker","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/daef0c66b0f54525f48da7d1c6d04b7e5d9339f699bed14f59e6fb5cc0b670da?s=96&d=mm&r=g","caption":"Karolina Decker"},"description":"CO-Founder & CEO at finmarie Before founding finmarie, Karolina worked for more than 10 years in international banks and she realized that women have a different approach to their finances, ask different questions, and have different needs and goals. Her mission is to provide financial education for women and self-determination in planning their financial futures","url":"https:\/\/finmarie.com\/en\/author\/karolina-decker\/"}]}},"_links":{"self":[{"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/posts\/25473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/comments?post=25473"}],"version-history":[{"count":1,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/posts\/25473\/revisions"}],"predecessor-version":[{"id":29020,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/posts\/25473\/revisions\/29020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/media\/32063"}],"wp:attachment":[{"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/media?parent=25473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/categories?post=25473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finmarie.com\/en\/wp-json\/wp\/v2\/tags?post=25473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}