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FinMarie combines financial coaching with an online investment platform to help you to make the right investment decision based on customized financial concepts.

FinMarie Digital

Our investment platform, also known as a “Robo Advisor” is online tool that can help you manage your investments. It is the perfect solution for:


  • someone who does not want, or cannot afford a financial adviser on an ongoing basis
  • ‘do-it-yourself’ investors, but who does not want to worry about the administration, including rebalancing or placing trades
  • people who do not have a lot of time to manage their investments


The benefits of using a robo adviser include:

  • less stress – once you open your account, the software automates the whole process, so you don’t have to worry about whether you should make changes to your portfolio or which sector is going to outform
  • more time – you can spend less time with administration of your investments and more time doing what you love
  • avoid costly mistakes – sometimes investors can make emotional decisions with their portfolio, by buying high and selling low – software doesn’t have this emotion

Our Partners

growney technology is an automated wealth management tool for Robo Advice for fee based financial advisers. FinMarie is working closely together with its cooperation partner – growney to provide goal-oriented investment ETF portfolios based on individuals’ personal risk preferences, and a simple, clear and easy to understand investment process. With no minimum balancerate of savings, the platform providesgives investors the opportunity to invest cost-effectively in a diversified world market portfolio.

Sutor Bank is our independent partner bank to securely hold our clients’ money in their own investment account. Sutor Bank has been an independent bank since 1921.

Your money is protected

  • Your money is held in segregated accounts at Sutor Bank, which is a regulated German bank. In the unlikely event of insolvency, your money is protected.
  • Your account is your own, and cannot be accessed by us, growney or Sutor Bank.
  • We’re authorised and regulated under Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and we hold KWG §34f der Gewerbeordnung (GewO)

Investment Strategy for women

You can choose between five different investment strategies.
Which of them suits you best depends on many factors. Every woman is individual, has different savings goals and a personal risk appetite. Based on your attitude to risk you will receive an individual profile.
Each of portfolios is risk-adjusted for a certain profile.The portfolio is based on the time horizon and your preferences.

The investment strategies consist of stocks and bonds. Because bonds are fundamentally more stable than stocks, you can decide how much risk you want to take with your investment strategy. A higher proportion of shares means a greater risk of loss. But also: A higher return on your investments.

You can create as many investment strategies as you like. For example, one for each of your goals. This gives you the opportunity to spread the risk on your total investment.

We constantly monitor your portfolios, tracking the performance against the goals of your profile to ensure they stay on track, so you can live the life.

The investment is long-term oriented, because wealth can best be built up if you save on a regular, long-term and goal-focused basis. If you do not reach your target amount for the desired term, that’s not a problem. FinMarie supports you with precise suggestions on how to reach your goal (daily monitoring, automatic rebalancing, automatic portfolio adjustment).


It has been scientifically proven that a broad diversification, for example, the distribution of an investment across different asset classes and markets, leads to lower risk with the same expected return. Random over- and under-returns, such as those that occur when investing in individual stocks, are compensated for by the widest possible spread across many sectors and economic areas.

So your money is spread across different industries and two different asset classes worldwide: Stocks and bonds. In total, more than 2,400 shares are being invested in 45 countries; the bond funds are investing in high-quality corporate and government bonds from the eurozone. What does that mean?
With this type of diversification you are independent of the development of individual companies, countries and industries and you can benefit from the long-term high returns of the capital markets. The selection of passive index funds is neutral, based on scientific evidence and is completely independent of fund providers.

Security investment strategy for women

It is of highest importance to us that your money is safe!
That’s why you will get your own depot at Sutor Bank for each of your investment objectives. You are the only one who has access to this depot. FinMarie and the Sutor Bank may not have access to it at any time.
Even in the unlikely event of bankruptcy of our partner bank, your investment (unlimited amount) is protected against any outside access as a special fund.

Together with our partner growney and latest technology, we ensure that your data and money is safely stored and that you are in control of your depot and your account at all times. Our system keeps you up to date on any activities and transactions related to your accounts. It’s easy, comfortable and, above all, safe.

How it Works

1. Every woman has individual investment goals and personal situations. We ask a few questions so we can build an investment portfolio that suits your needs.

2. We prepare an unique diversified investment portfolio for ALL your financial goals. Once your money arrives, we’ll invest it automatically.

3. We look after your investments ,so you can spend time on the important things in life.

Start Investing – start your investment journey to achieve

control and confidence in your financial future

There’s no minimum balance to open an account
and it takes less than ten minutes