How much house can I afford?
Which home loan is right for you?
Whether you’re purchasing your first flat or house, moving to a larger space, downsizing, or considering a second home or cabin, buying a new home is often both a financial goal and a major event in your life. A new home is one of the biggest investments you’ll ever make. Here are some tips to help you get started.
First, consider the features that are important to you, including the neighborhood, size and style of home, quality of schools, property taxes and proximity to shopping and work. Next, determine how much house you can comfortably afford and consider how your expenses will change with home ownership.
Investigate financing and home mortgage options like:
Order your credit report and check it for errors
Evaluate the amount you’ll need for a down payment
Compare various home mortgage terms and rates and consider which type of mortgage will work best for you
Once we’ve fully understood your situation and requirements, we can make personalised recommendations on many aspects of your financial life – from protecting your family to passing on your wealth.