Our Team

Karolina Decker, CEO

Karolina studied Business Administration at Warsaw School of Economics and Finance&Banking at University of Warsaw . She spent more than 10 years in the financial industry. She initially worked as a Manager at DnB NORD Polska in Warsaw. She was responsible for the distribution of real estate financing, had responsibility for 13 employees and was responsible for a financing volume of € 250 mln. Subsequently, she worked for Compliance at Deutsche Bank in Berlin. Karolina owns the business license according to §34f GewO.

Caroline Bell, MD

Caroline Bell studied a Bachelor of Commerce at the University of Melbourne and has over 27 years experience in tax and financial advice in Australia, the UK and now Germany. Caroline started her own successful financial advice firm in 2006 in Australia. Summerhill’s services focus on managing, protecting and accumulating wealth for families and individuals. After highly successful, sustained growth at an average 142% each year (mostly via referral) since establishment, Caroline began consulting to other financial planners on business strategy and operation. As with the other services Summerhill offers, these clients are across Australia and internationally.

Julia Fähndrich, Web Editor

Julia studied American and German Linguistics at Mannheim University and afterwards worked as an Online Editor and Social Media Manager at a special interest publishing company. In 2016 she chose independence over employment and has since built up a freelance career as a blogger, content writer, and copywriter. From an early age on, she has had a soft spot for the written word, as well as for debunking traditionally male-dominated fileds. This may have contributed to her ending up quickly as a freelance editor in finance. Since 2019 she is regularly blogging for FinMarie, trying to give women a better understanding of the typically male dominated world of investment.

Paweł Bugno, SEO Expert

Paweł is the CEO of WolfBrothers, a SEO agency dedicated to the effective expansion of traffic and visibility on the Google search engine. WolfBrothers also creates websites and online shops using the WordPress platform.
For several months WolfBrothers supporting FinMarie in website optimization and Google search engine positioning.


Sharing experience with other women

Women hold 30% of global private wealth (= 44 trillion €). We make up 43% of the global high net worth population. Research shows that companies with 30% female leadership have net revenues 15% higher than companies with only male leaders. So, why do we still feel insecure and uninformed in our financial decisions? MtG want to change it. What if we could change it together?


Helping women to understand the financial world

MtG does not use financial jargon. We explain what is what and how financial world works. We are independent.


Helping women to increase financial confidence

Only 2% of wealth managers treat and service women as a distinct group with specific interests, according to analysis. We experience only 59% of the economic opportunities and participation rates that our male counterparts enjoy globally.

We’re on a mission to bring financial services to every woman.

Mind the Gap Community is a non-profit organisation dedicated to empowering and encouraging women by sharing knowledge about wealth and finance.


The Mind the Gap mission ist to close the many gender gaps that exist today.
As a networking organization, we know that we make more progress when we work together, collaborate, and share ideas.