Individual Financial Coaching for Women

We empower women at every stage of their financial journey to take control of their finances with confidence.

 

Statistics show that women are less likely to have investments or a solid financial plan, often due to a lack of confidence and knowledge.

 

Our Financial Coaching addresses this gap, helping women define their goals and build the confidence needed to create and grow their wealth.

KNOWN FROM

Individual financial advice on financial planning, investments & retirement planning.

>1500

happy clients

>22 Mio. €

investment made from our clients

>20 Years

financial advisory experience

We help you achieve your
financial & investments goals.

  • A comprehensive analysis of your current financial situation, including an assessment of your pension gap and future financial needs.

  • Tailored investment and retirement planning advice that aligns with your unique goals, risk profile, and long-term financial aspirations.

  • A personalized financial plan designed to secure your financial future, including concrete portfolio recommendations and strategic budgeting.

  • Detailed asset forecasts, giving you clear insights into how your investments are likely to perform over time.

  • Guidance on how to invest your money wisely or simply manage your budget more effectively.

  • Ongoing support from one of our certified financial advisors, ensuring you stay on track to achieve your financial goals.

  • We work for you! We are not tied to any providers. It means, that you won’t encounter any hidden costs along the way.

  • Online or in person – We provide comprehensive support on your financial journey, offering expert guidance and assistance.

Let's talk about how we can support you

Book a free 15 minute no-obligation chat to see if our financial coaching with us is right for you. 

Karolina Decker finmarie

My name is Karolina Decker

Coming from a 15+ year background in finance, particularly in individual wealth management, I noticed a significant lack of know-how and genuine support for women in how they manage and invest their money. I decided to take action and, over time, built an array of companies, brands, and initiatives focused on one core topic: Financial Literacy and Closing the Gender Wealth Gap.

 

With my international background in banking and finance, I founded in 2018 finmarie: “We were at the forefront of financial literacy before it became a buzzword. Over time, we have developed a unique combination of fintech tools and human support that empowers women to create a profound before-and-after effect. Understanding participants’ real-life needs gives our products and change programs exceptional depth. This extensive experience also led to the development of our new change program, fin:fit.

 

As a mother of three, I also shared concerns with a fellow mom and entrepreneur, Babett Mahnert, from our children’s school about the lack of financial education in schools. It wasn’t long before we turned our concerns into a solution: we founded Schulgold. Since then, we’ve had the opportunity to share financial knowledge with over 5,000 kids. Recently, we were invited as experts to the Children’s Commission in the Deutsche Bundestag to contribute our expertise.

 

I am a certified financial investment broker and I have a business license according to §34f GewO.

What we offer in a nutshell

AFTER the 1:1 Financial Coaching you will...

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PERSONAL FINANCES

…have full transparency over your financial situation and a tailor-made plan with concrete, easy-to-implement steps, to achieve your goals.

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INVESTING

…know how to invest your money easily – without fear of doing something wrong and you have the good feeling that you have your finances under control.

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RETIREMENT PLANNING

…know how to solve your pension gap. Your retirement looks much better now!

Questions you might get asked

Yes, you can book your coaching online. We will send you an invitation with the link for the Zoom Call. You can also book your appointment in person if you are located in Berlin.

Our fee-based coaching ensures complete impartiality. We work for you! We are not tied to any providers. It means, that you won’t encounter any hidden costs along the way. The cost for our financial coaching is €799 + VAT. There are no hidden fees or additional costs.

That depends on how much you have already thought about your goals and the informations you have on hand. From our experience, you should spend 2-4 hours on it.

Fee-based coaching is a model where clients pay a fixed fee for coaching services rather than purchasing products or services tied to specific financial products. This approach ensures that the coach’s advice is impartial and focused solely on the client’s needs, without any financial incentives influencing the recommendations. The fee covers the cost of the coaching sessions, and there are no hidden charges or commissions.

We work with clients from across Europe and the US, and you can easily book your coaching sessions online. If you’re based in Berlin, we’re happy to meet you in person at our office in Kurfürstendamm 194, 10707 Berlin.

Yes, we offer support in both areas:

  1. Opening a Deposit Account: We can help you set up a portfolio with a provider of your choice or through our investment tool, Anlagefreundin. We provide guidance on selecting the right provider or using our tool to start investing based on your financial goals and preferences.
  2. Managing Your Current Portfolio: If you already have investments, we can review your current portfolio and make adjustments as needed. Our financial coaches will analyze your investments to ensure they align with your goals and risk tolerance and suggest changes to optimize your portfolio.

Our goal is to empower you with the knowledge and tools to effectively manage your investments and make informed decisions.

Unfortunately, we are currently unable to offer investment solutions that comply with US reporting requirements for US citizens. However, this doesn’t mean you can’t benefit from our financial coaching services. We can guide you through your financial situation.

Yes, retirement planning is a key component of our financial coaching sessions. Here’s how we handle it:

  1. Assessment of Your Current Situation: We begin by analyzing your current financial status, including your savings, investments, and any existing retirement plans.
  2. Goal Setting: We help you define your retirement goals, taking into account factors such as desired retirement age, lifestyle expectations, and anticipated expenses.
  3. Customized Strategy: Based on your goals and current financial situation, we develop a tailored retirement strategy. This includes recommendations for savings, investments, and other financial adjustments to help you reach your retirement objectives.
  4. Action Plan: We create a detailed action plan outlining the steps you need to take to implement your retirement strategy, including timelines and milestones.
  5. Ongoing Support: During and after the coaching sessions, we provide ongoing support and review your progress. We adjust the plan as needed to account for any changes in your circumstances or goals.

What our clients say

I have been in consulting for over three years. Karolina Decker has helped me to organize and structure my finances well. The support is flexible and provided within a reasonable timeframe. I find it very helpful and can highly recommend finmarie.

T. R.

I am very satisfied to have found a company like FinMarie. [...] Especially women without previous knowledge in financial matters are coached in such a way that they are able to manage their financial future themselves with new knowledge.

Gabriele B.

Very good individual coaching tailored to my goals. [...] During the coaching I felt very understood and Karolina gave me comprehensive advice on my goals. The follow-up of my appointment was very fast, I received my consulting protocol the same day. [...] I would definitely recommend Karolina and FinMarie for financial coaching.

Claudia K.

Competent and to the point! [...] I can highly recommend Karolina, she can really listen so that no questions remain unanswered!

Anna R.

[...] very responsive to my individual situation[...] We discussed recommendations for action and worked out my personal savings plan and investment type together. [...] was advised in a very transparent and trustworthy manner and can only warmly recommend it to everyone!

Catherine

They really took the time to teach me the essentials, listened to my financial needs, and helped me put together a financial plan. (Bonus point: yes, financial advice can be done without mansplaining at all!)

Magdalene L.

A great service that I unreservedly recommend to every woman (and man) who wants to take the first step!

Sana B.

I absolutely recommend finmarie.

Loubna M.

Through the finmarie protocol that I received via Zoom before the face-to-face meeting, I was able to get a structured overview of my financial situation. I now have an overview of my options and the next steps I can take.

Mareen W.

I am truly grateful for such a great financial advisor who inspires me and honestly wants to improve my individual, financial situation. I [...] highly recommend her.

Ewelina K.

I finally have the good feeling of financial security.

Dr. Agata D.