Frequently Asked Questions

About FinMarie

In order to be able to offer you a trustworthy platform, the information must correspond to your actual data.

Standard (BronzeMarie) membership is free of charge. Members pay US$9.99 per month for the SilverMarie version and US$59.99 per month for the GoldMarie version.

Our BronzeMarie membership is free of charge.

We offer three membership options: BronzeMarie, SilverMarie and GoldMarie.

Please do, and we would encourage you to do so! Feel free to simply invite your friends and acquaintances using the invitation function. We look forward to seeing new members.

Yes. The app is available for both iOS and Android.

No. Everything that happens in the My.FinMarie Community stays in the My.FinMarie Community.

About financial coaching

That depends on how much you have already thought about your goals and the information you have on hand. Most coachees report spending 2-4 hours on it. The same women also say that it was very rewarding: “Finally, I have complete transparency about what’s going on in terms of my money.”

We look after our customers in Berlin personally and throughout Europe via Zoom / telephone. The FinMarie team is often on the road and can therefore meet in person at other locations by agreement. On our event page you will find information about cities that we will be visiting.

The appointments take place either in person or via Zoom Video Call. In Berlin we are at three locations in Berlin-Charlottenburg, Wilmersdorf and Dahlem. Our clients also often appreciate our visit to their home.

Unfortunately, at this time we are unable to offer investment solutions to US citizens that only meet US reporting requirements.

As fee-based coaches, we have no interest in getting our customers to buy a product that we are tied to. In our work, we can afford to focus our advice exclusively on the individual needs of our customers. This ensures objective, meaningful consulting results that are solely in our clients’ interests.

It is financial coaching, for which you pay a fee and no commission, significantly reducing the risk of bias of the advisor.

About financial workshops

Depending on the topic and level of knowledge of the participants, one or even two training days usually have the most effective impact, since they also offer the most scope for individual focus areas. Nonetheless, it is clear that it often takes a bit of convincing that this topic is worth the time that is invested by the organisation. That is why we also offer intensive half-day or even 2-hour formats. We would be happy to work with you to find a solution that fits your organisation and goals.

The cost of the workshop depends on the length of the workshop chosen. All workshops are for a maximum of 20 participants including Online Tools & Documents, plus usual travel expenses for the speakers. We can offer workshop for a higher number of participants on request.

Two day workshops: approx. 5.000€ or Early Bird Price: 4.500€ (at least one month notice)*
Two hour workshop: approx. 1.000€ or Early Bird Price: 800€ (at least one month notice)*
Half-day-Workhops: 2.000€ or Early Bird Price: 1.700€ (at least one month notice)*
*all prices plus VAT

Yes, workshops can also be conducted online.

We would be happy to create an agenda that includes an offer for both your male and female employees. The workshops for women are “women only” with a good reason and with a clear conscience – mansplaining and only subtle gender issues can be comfortably excluded. This gives your employees the freedom they need to approach the topic, which is still sensitive to many.

About sustainable investing

There is a way to do this. During the registration process you will be asked for your tax number (for ebase). Enter a dummy number (any number) there. When the deposit account is opened, you need to fill in the attached tax residency form and send it back to us. We will forward it to ebase. With IDnow, you will have no problem as an expat or nomadic worker.

Click here to open the PDF: vividam Sustainable 100.

Click here to open the PDF: vividam Sustainable 70

Click here to open the PDF: vividam Sustainable 30

Click here to open the PDF: vividam Sustainable 50

No, you can always choose which investment style you prefer. You can invest through one or both of the systems in any partial amounts. We will be happy to advise you.

Impact investment is a subcategory of sustainable investing. It involves investing in companies, organizations and funds with the goal of making a social and/or environmental impact in addition to financial returns. Impact investments can be made in both developed and developing markets. Impact investments are often project-specific and differ from the philanthropy approach (where no financial returns are expected). At Vividam, impact investing also includes special thematic funds (water, climate, renewable energy, etc.). Since the publication of the 17 UN SDGs (Sustainable Development Goals) in 2015, more and more investors are measuring and reporting their impact against these 17 goals.

It’s typical that the fees for any active fund (which also include impact funds) are higher. The reason is that active sustainability research, which includes, for example, critical discussions with companies, the involvement of experts and advisory boards, etc., incurs time and cost. These costs are partly passed on to the funds.

Sustainable investing is the general term for sustainable, responsible, ethical, social, environmental investment and any other investment process that incorporates the influence of ESG (environmental, social and governance) criteria into its financial analysis.

Correct income and date of birth data is a legal requirement that we are obliged to request. This information is exclusively required for the opening of the deposit account.