Financial Health for Women

We help women improve their financial knowledge and invest their money.

fin:marie is known from

Financial health, not wellness.

Since 2018.

We offer finance know-how, tools, e-learning and coaching: For real women with real lives.

We support the entire financial journey of real women with perfectly normal lives:

[Healing] → Stability → Growth → Legacy

That's why our motto is:

This is NOT about ‘wellbeing’.
This is about financial
HEALTH.

Great advice, all questions answered, very competent and helpful. Finally explained in a way that I can actually work with. Many thanks and definitely recommended.

Creating a program/training specifically for women — that really spoke to me about fin:marie.

[…] Highly recommended for anyone who wants to approach their finances consciously and strategically.

Holistic, hybrid and, yes: Human.

Competence

FinTech Tools

Human

f:m Products and Services

Real Finance Know-How. For real women. Real life.

Financial Tools

The often underestimated first step: Clear budgets that create space - even for big dreams.

Investment Academy

Learn in just 8 weeks, entirely at your own pace and fitted around your everyday life, what really matters when it comes to investing. This way you can finally get started with confidence and equipped with essential know-how, or give your investments an upgrade

1on1 Financial Coaching

Financial life planning for women: Appreciative and respectful, always at eye level. Here there are no 'stupid questions', but real support for your plans and dreams.

BOOK YOUR Espresso-Coaching

In an initial conversation, we get to know each other and discuss how we can best support you. 

You often hear: “That can’t really be that dramatic, right?”

The numbers don't lie:

0 Mio.€ Less

less cumulative lifetime earnings.

 

[for women due to pay and career gaps]

0 % Less

less pension money women vs. men in Germany.
[! In the EU alone, these investment + pension gaps affect over 200 million women.]

0 Years

According to the World Economic Forum it will take 268 years to close the economic gender gap.

That is: If things don’t change.

“I have always wanted to feel financially safe - and yes, "healthy" and strong in that sense. After all, this is what I have achieved within the last year. A major wish fulfilled.”

A participant in our program.

At the risk of repeating ourselves: This is NOT about 'wellness' - it's about something more fundamental.

This is about the antidote against:

1. 000.000 € Lower Income

= cumulative lifetime income of women (mainly due to wage and career differences)

60% Less Pension

for women compared to men in Germany.
[! In the EU alone, over 200 million women are affected by these investment and pension gaps.]

YOUR EXPERTS IN FINANCIAL LITERACY, FEMALE EMPOWERMENT & THE GENDER WEALTH GAP

“fin:marie CEO Karolina Decker is the author of the guide ‘Finanzen sind weiblich’ (GABAL, 2023) and shares practical knowledge on investment strategies, wealth building and female empowerment.

 

The FinTech entrepreneur was honored with the Digital Female Leader Award, nominated for the FinTech Germany Award, and is among the Top 26 Future Makers 2024 by Business Insider. As a speaker, Karolina has delivered inspiring keynotes and panels at events such as herCAREER, Handelsblatt, IBM Tech Exchange and Finance Forward Europe.

 

Her company fin·marie has been recognized multiple times, including internationally: Most recently at the International Business Woman Awards 2025 in Rome as a leader in the category ‘Women-Centred Financial Health – Empowering with Expert Coaching, Tailored Investment Tools and Digital Education’, with special recognition for her commitment to the Polish market.

 

The book is available in German only.

We were at the forefront of financial literacy before it became a buzzword. This gives our program special depth by understanding the participant’s real-life needs. Based on this extensive experience, fin:marie Fin:Fit has been developed.
Karolina Decker
CEO fin:marie

Corporate programs

Our goal: Maximum before/after effect.

• in person vs. online workshop ➔ raise competence and decision making power

• tools and individual training ➔ make sure new knowledge is applied and makes a difference

• coaching and support groups ➔ like in a Gym, provide the supportive context that makes sure your participants stay on their game even through rough patches

Our goal is far more than just 'wellbeing':
It's about Financial Health.

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Transparent & independent

We work independently of providers. This means we help you find the best solution that truly suits you and your goals. Without hidden costs, without opaque technical jargon.

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Human

We support you on your financial journey, are there for you when you have questions & you get as much personal support from experts as you wish.

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Easy to implement

Whether you already have some financial knowledge or are just starting out, we help you in a supportive way to take action and build your financial future step by step.

f:m Fin:Fit: perfect for Corporate Benefits Programm

The workshop was very professionally prepared as well as performed and followed up. We can highly recommend the cooperation with fin:marie in the area of personnel development!

Anna Fromme-Schön

Paypal

> 0

Participants

> 0

Workshops for employees at Top 100 companies

> 0 %

start directly with implementation

0 %

in leadership positions

3 Pillars of Success in a Financial Health Program

(according to our 7yrs+ experience)

Feeling tangibly supported

Employees greatly appreciate such an initiative from their employer.

Speaking openly in a safe space

Participants feel 'seen' in their particular situation, finally no pressure to justify their subjective perception and real life experience.

finally knowing how to get started

Once female employees have valid input, most start successfully with first measures immediately or within 3 months.

any time again...

87% of customers have given positive feedback and would recommend this product/service to their friends.

So sorry, not sorry - I might be the princess of my own life but there is no need to be saved by a "Prince Charming", anymore.

A participant of our program.